Learn to spot these scams and say no.
Imposter scams often begin with a call, text message, or email. The scams may vary, but work the same way. A scammer pretends to be someone you trust, often a government agent, family member, or someone who promises to fix your computer – to convince you to send them money or share personal information.
The scam message will also include the need for you to do something immediately or act very quickly. Creating a sense of urgency in you is key to imposter scams and the scammer’s chance of succeeding. The “need” for immediate action is a big red flag!
Scammers may ask you to wire money, put money on a gift card, or send cryptocurrency, knowing these types of payments can be hard to reverse. Another troubling trend that is on the rise recently is scammers sending a person to your residence to collect cash they’ve instructed you to withdraw.
According to the Federal Trade Commission (FTC), Americans lost nearly $2.7 billion to imposter scams in 2023, making it the most prevalent type of consumer fraud reported.