Mortgage Rates

Your Local Contacts

Cheryl Umberger
NMLSR#1379634
717-376-5591
umbergerc@jbt.bank
(Never send confidential personal information via email)

Kody J. Sitch
NMLSR#2395674
717-527-3654
ksitch@jbt.bank
(Never send confidential personal information via email)

As Mortgage Originators with JBT, we understand the homebuying, homebuilding, and financing process. We look forward to guiding you through each step of the mortgage application and approval process – from our initial meeting to the settlement table. We work to keep your experience as streamlined as possible and are here to answer any questions. We invite you to Bank on a Smile® with our experienced mortgage team.